Debtorboards - Sue Your Creditor and Win!

Please login or register.

Login with username, password and session length
Advanced search  

News:

TO DATE DEBTORBOARDS MEMBERS HAVE COLLECTED $449,646.12 FROM CREDITORS
AND HAVE BEATEN BACK SUITS ATTEMPTING TO COLLECT $387,659.55 FROM THEM.

Pages: [1]   Go Down

Author Topic: What questions can they ask?  (Read 531 times)

0 Members and 1 Guest are viewing this topic.

fashion0412

  • Valued Member
  • Posts: 1
What questions can they ask?
« on: February 05, 2010 11:32:47 AM »
I just got off the phone with a woman who was really prying. Asking what's going on to cause me to not be able to make my payment, what my sources of income are, and if I am collecting unemployment. Are they allowed to ask me these question?

CleaningUp

  • Valued Member
  • Posts: 2191
Re: What questions can they ask?
« Reply #1 on: February 05, 2010 11:55:35 AM »
They can ask anything they want as long as it doesn't constitute harassment.

On the other hand, you have no requirement to answer any question asked by a lady -- or man -- on the phone.

Mischievous Smurfy

  • Valued Member
  • Posts: 4498
    • WWW
Re: What questions can they ask?
« Reply #2 on: February 05, 2010 12:32:16 PM »
agreed ...

just tell them it's none of their business .... then watch the violations fly...   the more you say it .. the faster they will come.

Don't forget your recorder and kevlar.
Ease of Use - Multiple Listings - CaseLaw - Uncle Normie's Hot Seat
[Primary Violation = a violation I would sue for] [Secondary Violation = a violation I would sue for only along with a Primary Violation]

HeadsUp

  • Valued Member
  • Posts: 392
Re: What questions can they ask?
« Reply #3 on: February 05, 2010 01:48:09 PM »
The sad thing is most people believe they have to talk to debt collectors when they call them on the phone.

I now have a CD full of bathroom humor I have used on debt collectors.  Most of them hang up quickly when I begin discussing my bowel movements with them, but some of the more plucky ones stick with me for 10 minutes or so, and eventually lose their temper.  I have a good laugh about it.

Another trick I use is having my girlfriend come on the phone and pretend that the (male) debt collector got her pregnant and then demand child support.  I laugh so hard that tears come streaming down my face.
Finally a collector admits it...

"The reality is that there are people who can't pay and the job of an agency in my opinion is to separate those who can and those who cant and to not waste resources and efforts on those who cant." -- Dr. Evil.

All this nonsense about agressive judgment enforcement against someone with no assets is just that-- utter nonsense.

Quader

  • Valued Member
  • Posts: 514
Re: What questions can they ask?
« Reply #4 on: February 05, 2010 02:20:12 PM »
The sad thing is most people believe they have to talk to debt collectors when they call them on the phone.

I now have a CD full of bathroom humor I have used on debt collectors.  Most of them hang up quickly when I begin discussing my bowel movements with them, but some of the more plucky ones stick with me for 10 minutes or so, and eventually lose their temper.  I have a good laugh about it.

Another trick I use is having my girlfriend come on the phone and pretend that the (male) debt collector got her pregnant and then demand child support.  I laugh so hard that tears come streaming down my face.
:vbrofl:

Flyingifr

  • Lord High Cleaner of the Polo Ponies
  • Administrator
  • *****
  • Posts: 5032
  • Thank you Sears, NCO, AA and the rest for my toy
Re: What questions can they ask?
« Reply #5 on: February 05, 2010 05:15:47 PM »
They can ask whatever they want. You are within your rights to stay silent, tell them you refuse to answer or tell them to drop dead unless a Judge instructs you otherwise.
BTW-the Flyingifr Method does work. (quoted from Hannah on Infinite Credit, September 19, 2006)

I think of a telephone as a Debt Collector's crowbar. With such a device it is possible to pry one's mouth open wide enough to allow the insertion of a foot or two.

Morality of Debt? No one ever went to Hell for not paying a debt.

Founder of the Credit Terrorist Training Camp (Debtorboards)

coltfan1972

  • Valued Member
  • Posts: 329
Re: What questions can they ask?
« Reply #6 on: February 05, 2010 10:08:58 PM »
TMI

Refuse to answer if asked anything you don't want to answer or don't have a recorder running.   

GO COLT'S
« Last Edit: February 05, 2010 10:14:38 PM by coltfan1972 »

NotBonJovi

  • Valued Member
  • Posts: 755
  • So where's YOUR hall pass, scumbag?
Re: What questions can they ask?
« Reply #7 on: February 05, 2010 10:27:45 PM »

coltfan1972

  • Valued Member
  • Posts: 329
Re: What questions can they ask?
« Reply #8 on: February 05, 2010 10:37:42 PM »
Jovi,

You would agree to have the recorder running.. correct?

NotBonJovi

  • Valued Member
  • Posts: 755
  • So where's YOUR hall pass, scumbag?
Re: What questions can they ask?
« Reply #9 on: February 05, 2010 10:45:03 PM »
Jovi,

You would agree to have the recorder running.. correct?

Absolutely. And you should be recording, too.

I disagree, however, that there should be any apostrophe in "GO COLTS".

itsmeagain

  • Valued Member
  • Posts: 1260
Re: What questions can they ask?
« Reply #10 on: February 05, 2010 11:19:29 PM »
Isn't the definition of a "Colt" a young mule-in-the-making?  But, a SAINT?  Now there's a noun with an easy definition.

Doctor Evil

  • Valued Member
  • Posts: 1439
Re: What questions can they ask?
« Reply #11 on: February 05, 2010 11:21:50 PM »
The sad thing is most people believe they have to talk to debt collectors when they call them on the phone.

I now have a CD full of bathroom humor I have used on debt collectors.  Most of them hang up quickly when I begin discussing my bowel movements with them, but some of the more plucky ones stick with me for 10 minutes or so, and eventually lose their temper.  I have a good laugh about it.

Another trick I use is having my girlfriend come on the phone and pretend that the (male) debt collector got her pregnant and then demand child support.  I laugh so hard that tears come streaming down my face.

Wow, I guess there really is someone out there for everyone.  Congrats on finding your soulmate.

HeadsUp

  • Valued Member
  • Posts: 392
Re: What questions can they ask?
« Reply #12 on: February 09, 2010 01:11:28 PM »
Wow, I guess there really is someone out there for everyone.  Congrats on finding your soulmate.

Thank you.  She thinks I am the funniest person she's ever met, and I agree.
Finally a collector admits it...

"The reality is that there are people who can't pay and the job of an agency in my opinion is to separate those who can and those who cant and to not waste resources and efforts on those who cant." -- Dr. Evil.

All this nonsense about agressive judgment enforcement against someone with no assets is just that-- utter nonsense.
Pages: [1]   Go Up
« previous next »
 

Page created in 0.081 seconds with 22 queries.

Hosting provided by Blutos Webhosting